ABSD on a Second Property: Rates and Who Pays
Current IRAS ABSD rates for a second home, how property count and joint purchases work, the 14-day payment rule and the limited refund cases.
Property Insights
Practical guides for sellers, buyers, landlords, HDB owners, EC upgraders and Singapore property planners.
Browse practical articles by topic, or start with the latest property planning guides below.
Choose a topic to narrow the latest article grid while keeping the same compact card format.
All current property articles in one consistent grid for Singapore sellers, buyers, landlords and upgraders.
Showing 63 articles for Buyer Planning. View all articles.
Current IRAS ABSD rates for a second home, how property count and joint purchases work, the 14-day payment rule and the limited refund cases.
When vacant possession is due, how the 12-month defects liability period runs and what to do if the developer does not rectify defects.
How an outstanding housing loan changes the LTV limit, cash down payment and TDSR review for your next purchase.
How the booking fee, Option to Purchase and S&PA timeline work when you buy from a developer, and what to settle before booking day.
How to read the show unit, its floor plan and notices, and what to review in the mandatory information and S&PA before booking.
Use the steps below to reconcile this month’s CPF deduction with the lender’s outstanding balance, then keep the payment details together for future checks.
Married couples have a one-home owner-occupier concession limit. If you cease occupying a home receiving the concession, notify IRAS within 15 days.
CEA guidance for buying or selling private property on your own: checklists, optional contract templates, and the information requests that still come from the other party's agent.
HDB's fixed levy table runs from S$15,000 to S$55,000 for families (half for singles where applicable). The payable amount is fixed when you book the second subsidised flat — budget it before you commit.
Media reported 25 homes sold at The Serra Residences' 17–18 October 2026 launch weekend — 18.8% of all 133 homes, or about 22% of the 113 reportedly released. Why the denominator matters before the 23 October URA release.
Plan a useful showflat visit: location, opening hours, pricing, layouts and the decisions to settle before 31 October.
Developers sold 296 new private homes in September, mostly in projects already on the market, while January–September launches fell 41.9% year on year. What to compare before chasing a discount or waiting for a launch.
URA closed the Marina Gardens Lane land tender on 15 October 2026 with the award decision still pending. What a tender closing does and does not tell buyers waiting on a future launch.
What fixed-rate, SORA-linked and bank-board-rate housing-loan packages actually promise, and which terms to check before you sign or reprice.
URA recorded 116 suspected unauthorised-works reports in the first nine months of 2026. What to verify before offering, the penalties and the regularisation pathway.
The first Bedok flat above S$1.5 million — S$60,000 above the previous record in the same block, at the top of a table where every row is one estate's 113 sqm flats.
Published launch prices, reported buyer mix and competing options: how to compare a specific Lakeside home after the launch-weekend announcement.
A record 208 HDB resale flats at S$1.0M or above were registered in September 2026, the highest monthly count since the dataset began, while the 3Q resale price index fell 0.2% for a third consecutive quarter. Two different official metrics, read separately.
Recent matched-size Natura Loft sales provide a local comparison beyond the national total-price headline.
Two four-room flats, different areas and floor bands: a closer comparison of the new high and the earlier S$1.55 million registration.
Price moderation and continued resale activity tell different parts of the story. Read the preliminary figures alongside housing choices and your timeline.
URA flash estimate: the 3Q 2026 price index rose 1.4% overall, with gains led by landed homes, while sale transactions fell about 30% quarter on quarter. A first look, with the full quarterly data due 23 October 2026.
URA data shows a clear split in 2Q 2026: the overall index edged up, landed prices rose while non-landed prices dipped. What it means for owners, buyers and upgraders.
What buyers should review in the contribution breakdown, MCST records and planned major works before committing.
How the Request for Value fits the OTP timeline, when a cash difference may arise and what buyers should check before committing.
Compare the confirmed 2.6% HDB rate for 4Q 2026 with bank package structure, cash and CPF needs, lock-in terms and future flexibility.
A verified S$208.099 million site award, an estimated 140 homes and the project details that remain unconfirmed.
Compare effective rates, lock-ins, switching costs, CPF implications and the property timeline before deciding.
What family buyers should compare across total quantum, layout, financing, present-day convenience and future plans.
A same-block comparison and other central five-room sales show how area, floor and the specific home affect the reading of a headline price.
The document sequence new-flat and resale buyers should understand before making a binding commitment.
What the revised schedule means—and why the applicable sector, use group, proposal and permission timing need site-specific review.
Understand OA housing limits, remaining-lease checks, cash timing and the eventual CPF refund before committing.
Four bids, an estimated 1,010 homes and an important qualification: the tender has not yet been awarded.
The practical sequence across financing, legal checks, duties, CPF and completion.
What changes across duties, GST, ownership, financing and the future exit route when a company is the buyer.
How residential BSD is calculated, which value IRAS uses and what buyers should include in the purchase budget.
Why a few high-value deals affected average PSF and what buyers and owners should compare.
What homeowners should review about the legal position, HDB eligibility, CPF refunds, financing, valuation and sale timing.
What the new $16,000 HDB family ceiling, $8,000 singles ceiling and $18,000 EC ceiling mean for buyers.
How Annual Value, occupation status and current residential rates affect the property-tax bill.
Why sales fell from 731 units in July to 153 in August as the number of units launched changed sharply.
What owner-occupiers should check before buying a commercial unit for their business.
What the conditional deal may signal for selected redevelopment sites and collective sale expectations.
What the revised 2026 ABSD timelines mean for qualifying large and mega redevelopment sites.
What private property owners should understand before buying a non-subsidised HDB resale flat.
What HDB upgraders should watch when reading resale price headlines and planning their next move.
A practical comparison for HDB owners weighing payment timeline, space, certainty and buyer fit.
What HDB's final 2Q 2026 price data means for sellers, buyers and upgraders reviewing their next move.
How family buyers can review AMO Residence, Ang Mo Kio and District 20 suitability.
What buyers should know about the 2H 2026 GLS supply pipeline and future new-home options.
Key timeline considerations for HDB owners planning a private property move.
A practical comparison of payment structure, certainty, space, renovation and buyer fit.
What HDB owners should think through before moving from HDB to an executive condominium.
A buyer guide to loan assessment, affordability checks, cash buffer and monthly instalment comfort.
Questions to ask before committing, including budget, timeline, holding cost and buyer profile.
Practical questions to ask before appointing an agent for selling, buying or renting out.
What HDB owners should prepare before shortlisting EC options after the MOP period.
A practical comparison of EC and private condo differences for HDB owners planning their next home.
What homeowners should check before taking on another property while keeping the current home.
What buyers should consider carefully before relying on rental income from a second property.
What buyers should compare beyond headline price when reviewing new launch layouts.
How buyers should plan cash flow, loan checks and payment stages for a new launch condo.