Property Insights

Singapore Property Insights

Practical guides for sellers, buyers, landlords, HDB owners, EC upgraders and Singapore property planners.

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Latest Property Insights

All current property articles in one consistent grid for Singapore sellers, buyers, landlords and upgraders.

Showing 29 articles for HDB. View all articles.

Market News

$1.818M SkyParc @ Dawson HDB Resale Record

The facts behind Singapore’s most expensive HDB resale flat, the policy backdrop, and an on-the-ground view on the $2M question.

HDB Record Price Queenstown
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HDB Seller Guide

Selling Your HDB With an Extension of Stay

Who qualifies for HDB’s temporary extension of stay, what the buyer pays and gives up, and how to apply.

HDB Selling Extension of Stay
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HDB Seller Guide

How Long Does It Take to Sell an HDB Flat?

Each stage of an HDB resale from Intent to Sell to completion, and the timeframes HDB states for each step.

HDB Selling Timeline
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Buyer Planning

Resale Levy When Moving From a Subsidised HDB Flat

HDB's fixed levy table runs from S$15,000 to S$55,000 for families (half for singles where applicable). The payable amount is fixed when you book the second subsidised flat — budget it before you commit.

Resale levy HDB upgrading Costing
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Market Update

Bedok 5-Room HDB Flat Sets New S$1.54 Million Resale Record

The first Bedok flat above S$1.5 million — S$60,000 above the previous record in the same block, at the top of a table where every row is one estate's 113 sqm flats.

HDB Resale Bedok Record S$1.54M
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Market Update

Record 208 Million-Dollar HDB Resales Registered in September 2026

A record 208 HDB resale flats at S$1.0M or above were registered in September 2026, the highest monthly count since the dataset began, while the 3Q resale price index fell 0.2% for a third consecutive quarter. Two different official metrics, read separately.

HDB Resale S$1M+ Record Sept 2026
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Market Update

Bishan Natura Loft 5-Room Flat Registers at S$1.711 Million

Recent matched-size Natura Loft sales provide a local comparison beyond the national total-price headline.

Bishan DBSS HDB resale Comparables
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HDB Resale

Pinnacle@Duxton 4-Room Flat Registers at S$1.588 Million

Two four-room flats, different areas and floor bands: a closer comparison of the new high and the earlier S$1.55 million registration.

4-room October 2026 HDB Data
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Market Update

HDB Resale Prices Dip for Third Consecutive Quarter in 3Q 2026

Price moderation and continued resale activity tell different parts of the story. Read the preliminary figures alongside housing choices and your timeline.

3Q 2026 data HDB resale Flash estimate
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HDB Seller Guide

Before You Grant the HDB OTP

A practical seller checklist covering the Intent to Sell, buyer readiness, deposit, proceeds and transaction timeline.

HDB selling OTP checklist Sale timeline
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HDB Buying

HDB Cash Over Valuation: A Buyer’s Guide

How the Request for Value fits the OTP timeline, when a cash difference may arise and what buyers should check before committing.

COV Request for Value OTP
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Mortgage

HDB Loan or Bank Loan?

Compare the confirmed 2.6% HDB rate for 4Q 2026 with bank package structure, cash and CPF needs, lock-in terms and future flexibility.

HDB Buying Mortgage CPF
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Mortgage

Repricing or Refinancing Your Home Loan?

Compare effective rates, lock-ins, switching costs, CPF implications and the property timeline before deciding.

Home Loan Owner Checklist CPF
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HDB Resale

Pinnacle@Duxton 5-Room Flat Registers at S$1.701 Million

A same-block comparison and other central five-room sales show how area, floor and the specific home affect the reading of a headline price.

Pinnacle@Duxton S$1.701M HDB Data
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HDB Buyers

HFE Letter, Bank IPA and Letter of Offer

The document sequence new-flat and resale buyers should understand before making a binding commitment.

HFE Letter Bank IPA Letter of Offer
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HDB Sellers

HDB Resale Cash Proceeds Go Electronic

What sellers submitting from 7 September 2026 need to know about bank details, solicitors and sale-proceeds planning.

HDB Resale Cash Proceeds 7 Sep 2026
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Owner Planning

September 2026 Land Betterment Charge Rates

What the revised schedule means—and why the applicable sector, use group, proposal and permission timing need site-specific review.

LBC Redevelopment SLA
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Buyer Planning

Buyer’s Stamp Duty in Singapore

How residential BSD is calculated, which value IRAS uses and what buyers should include in the purchase budget.

BSD Purchase Budget IRAS
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Planning Guide

Property Planning After Divorce in Singapore

What homeowners should review about the legal position, HDB eligibility, CPF refunds, financing, valuation and sale timing.

Homeowners HDB CPF
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Policy Update

HDB and EC Income Ceilings Raised

What the new $16,000 HDB family ceiling, $8,000 singles ceiling and $18,000 EC ceiling mean for buyers.

HDB EC HFE
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Property Timeline

What Happens to Property After an Owner Dies?

The ownership, probate, HDB, CPF, mortgage and tax checks families should review.

Probate Ownership Property Timeline
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HDB Resale

15-Month HDB Wait-Out Period Removed

What private property owners should understand before buying a non-subsidised HDB resale flat.

HDB Policy Update Buyer Planning
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Market Update

HDB Resale Prices Fell in 2026

What HDB upgraders should watch when reading resale price headlines and planning their next move.

HDB Upgraders Market Update
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HDB Upgrading

New Launch or Resale Condo for HDB Upgraders

A practical comparison for HDB owners weighing payment timeline, space, certainty and buyer fit.

HDB New Launch Resale
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HDB Resale

HDB Resale Market in 2026

What HDB's final 2Q 2026 price data means for sellers, buyers and upgraders reviewing their next move.

2Q 2026 Sellers Buyers
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Sale Proceeds

CPF Refund When Selling Property

What homeowners should understand about CPF refund, accrued interest and sale proceeds planning.

CPF Seller Planning Finance
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HDB Upgrading

Selling Your HDB Before Buying a Condo

Key timeline considerations for HDB owners planning a private property move.

Timeline CPF Condo Planning
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EC Upgrading

EC Upgrading in Singapore

What HDB owners should think through before moving from HDB to an executive condominium.

HDB Owners Eligibility Timeline
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EC Upgrading

EC Upgrading After MOP

What HDB owners should prepare before shortlisting EC options after the MOP period.

MOP HDB Owners Timeline
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