Included from your inputs
Selling price less outstanding loan, total CPF refund, agent commission and estimated legal fee.
Seller Planning Tool
Property Sale Proceeds Calculator
Estimate the potential cash balance from a property sale after your outstanding loan, CPF refund and selected selling costs.
Selling price
Outstanding loan
CPF refund
Agent commission
Legal fee
Calculator
Estimate your property sale proceeds
Enter the latest figures you have. The result updates automatically and the same breakdown can be emailed to you for reference.
Read the Result Carefully
What this estimate does and does not cover
Possible additional amounts
Other items may include applicable duties, resale levy, redemption charges, property adjustments, moving expenses or transaction-specific costs.
Verify before committing
Obtain current statements and seek legal, tax or financial advice where required before relying on any final figure.
Frequently Asked Questions
Property sale proceeds calculator questions
Is this an official CPF, HDB, bank or legal calculation?
No. This is a first-pass financial illustration only. Verify the outstanding loan with the lender, the required CPF refund through CPF Board, and transaction costs with the relevant professionals before committing.
Where can I find my CPF principal and accrued interest amount?
CPF members can check the property details in their Home ownership dashboard. Use the current amount shown for the property rather than relying on an older estimate.
Does the estimate include every selling cost?
No. The calculator includes only the five amounts entered. It does not automatically include items such as Seller Stamp Duty where applicable, resale levy, loan redemption charges, property tax or maintenance adjustments, moving costs or other transaction-specific amounts.
What if the estimated proceeds are negative?
A negative result means the entered deductions exceed the estimated selling price. The actual treatment depends on the verified transaction figures and prevailing rules, so obtain a detailed review before making a decision.
Will Melvin receive the figures I email to myself?
Melvin receives a follow-up copy only if you tick the consent box asking him to contact you. If you leave it unticked, the website sends the illustration only to the email address you enter.
Can I use this for both HDB and private property?
Yes, as a broad first-pass illustration. The checks, costs and applicable rules can differ by property and seller profile, so the result should not replace an official statement or professional advice.
Need More Detail?
Review the figures before planning your next move.
Melvin can help you organise the relevant amounts and identify questions to verify with the lender, CPF Board and conveyancing lawyer.